LexisNexis® Small Business Credit Report Source

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Coverage:  Current
 

Frequency:  Daily
 

Update Schedule:  Updated regularly - Atypical update schedule/as received from the various sources.
 

Content-Summary:

The LexisNexis® Small Business Credit Report is a credit report built on both traditional credit histories from the SBFE and LexisNexis alternative data.  The report enables financial institutions to assess the credit risk of both small businesses with a traditional credit payment history and those that do not have a robust credit payment footprint.  This credit report is developed specifically for SBFE® members. This credit report is non-FCRA.
 

These easy-to-use reports enable financial institutions to:
 

• Better assess the creditworthiness and risk potential of small businesses

• Reduce losses

• More profitably and more efficiently manage portfolios

The depth of the information provided in the Small Business Credit Report enables institutions to better manage risk by differentiating between businesses with identical or similar traditional credit files. They can optimize terms by using insights from the report to help upgrade or downgrade the terms offered.

The Small Business Credit Report includes:
 

• SBFE® Payment Histories  

• LexisNexis Alternative Data: Corporate Filings, Business Registrations, UCC Filings, Liens and Judgments, Bankruptcies, Associated Businesses, and more.

• LexisNexis® Small Business Credit Score with SBFE Data™:  The model assesses information on the business to predict business accounts that may charge-off, become 91 or more days past due, or become bankrupt in the next 18 months.

• LexisNexis® Small Business Blended Credit Score with SBFE Data™:  The model assesses information on the business and its authorized representative to predict business accounts that may charge-off, become 91 or more days past due, or become bankrupt in the next 18 months.

The following are searchable fields:
 

• Company Name

• TIN

• LexID® Business

• Street

• City

• State

• Zip Code

• Radius

• Phone Number
   

Authorized Representative Search

• SSN

• LexID®

• Last Name

• First Name

• Middle Name or Initial

• Street

• City

• State

• Zip Code

• Phone Number

• Age

• Drivers License Number

• Drivers License State