RiskView™ Search Page

RiskView Report is a credit risk management tool designed to help evaluate the risk associated with lending to a consumer, offering a credit report along with a credit-based score. RiskView is offered to multiple industries, including auto lending, bank credit card issuers, Demand Deposit Account (DDA) opening, retail credit card issuers, short-term lenders, and telecommunications and utility providers.

Note:  You must enter information in the required fields.

Report Type

Score: Select the radio button for Score to obtain a RiskView Score only for the subject, utilizing one of the RiskView Scoring models.
 

Premium: Select the radio button for Premium to obtain a RiskView Score and a report that delivers the detailed insights into key consumer data and behavior attributes for the subject.

This is a required field

Scoring Model

Select an appropriate industry specific credit risk Scoring Model from the drop-down options available. These options include a variety of lending markets such as Auto Lending, Bank Credit Card, Demand Deposit Account, Retail Credit Card, Short-Term Lending, and Telecommunications and Utility. Score results between these RiskView model options can vary as they are each targeted towards a specific industry. Score results can also vary between other industry credit scores as each agency uses their own mathematical formula and data content to calculate individual credit scores. Questions on establishing appropriate score cutoffs with the RiskView Scoring Models should be directed to your LexisNexis account representative.

This is a required field

Minimum Search Inputs

The RiskView models are influenced by the search input fields populated for a search. As a result, it is possible to receive different score results depending on the input fields that have been populated for a search. For optimal results, it is always best to enter as much information as possible on input.  

To complete a valid search, provide one of the following minimum input combinations:
 

• First name, last name, street address, and either a zip code or the city and state

• First name, last name, and SSN

• LexID only

SSN

Enter the social security number for the subject for whom you are searching.

Example: 123-45-6789

LexID®

Enter the unique LexID® for the subject for whom you are searching.  For more information on this feature, click here.

Example: 000123456789

Last Name

Enter the last name of the subject for whom you are searching.

Example: Doe

First Name

Enter the first name of the subject for whom you are searching.

Example: John

Middle or Initial

Enter the middle name or initial of the subject for whom you are searching.

Example: C

Street

Enter the unparsed street address of the subject for whom you are searching. You can enter the address with or without numbers. You can also include any other details such as Ave, St, Ct or Blvd in the address.

Example: 10 Brown

City

Enter the city of the subject for whom you are searching.

Example: New York

State

Use the drop-down to choose the state of the subject for whom you are searching. States are listed in alphabetical order. Typing the first letter of the state will take you to the listing of states that begin with that letter.

Zip Code

Enter the zip code of the subject for whom you are searching. We recommend you limit your entry to the 5-digit form most commonly used.   

Example: 12345

Phone Number

Enter the telephone number of the subject for whom you are searching. You must enter a complete number with, or without, an area code.

Examples: 123-456-7890, (123) 456-7890, 4567890, 123.456.7890

Date of Birth

Enter the complete date of birth of the subject for whom you are searching. Please format the date of birth as shown in the example below.

Example: 07/15/1953 (MM/DD/YYYY)

Driver License Number

Enter the driver license number of the subject for whom you are searching. Be sure to follow the format used by the state in question.

Example: A1234!

Driver License State

Use the drop-down to choose the driver’s license state of the subject for whom you are searching. States are listed in alphabetical order. Typing the first letter of the state will take you to the listing of states that begin with that letter.

California Retail Sellers

In compliance with the California Credit Reporting Agencies Act, you must check this box if you are a retail seller, as defined in Section 1802.3 of the California Civil Code, and intend to use the services to issue credit to consumers in California who appear in person on the basis of an application for credit submitted in person.

Reference ID

Enter the Reference ID of the subject for whom you are searching.  You can enter up to 32 characters in the provided input field to identify your search.

Example: Apollo Project or A1234/B-55

Your FCRA Permissible Use Is

Your FCRA Permissible Use selection appears at the bottom of the form.  Click the link if you need to change your permissible use selection before running a new search. A valid FCRA Permissible Use selection must be made for all RiskView Report searches as RiskView is a consumer reporting agency product provided by LexisNexis Risk Solutions Bureau LLC and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C. 1681, et seq. DPPA and GLBA Permissible Use selections do not apply to RiskView searches.