Please note that depending on your product subscription, you may or may not have this source available.
Fee |
This search form carries an incremental, per transaction cost over and above your subscription costs. To avoid any additional fees, please use your browser's "back" button.
|
Content-Summary:
InstantID® Q&A is an automated query-based identity verification that delivers instant results. It uses questions that are answerable only by the individual being identified to detect identity fraud and signs of risk.
Knowledge-Based Authentication
InstantID® Q&A features a knowledge-based query process to instantly authenticate individuals at the point of customer contact. Knowledge-based authentication is an intuitive and interactive question and answer process that dynamically generates non-intrusive multiple-choice questions with the use of sophisticated analytics.
How It Works
Identification Data Entered
InstantID® Q&A uses this data in conjunction with advanced data-linking technology and billions of public records and non-credit data in order to generate a unique question sequence.
Authentication Questions Posed and Answered
These questions delve deep into the customer’s profile, utilizing information such as familiar relationships and former residences. These unique questions are answerable by the individual being identified, but very hard for fraudsters to respond to, anticipate or research.
Instant Results Returned
InstantID® Q&A returns simple Pass/Fail results. The transaction histories can be stored for auditing purposes, analysis and trend monitoring.
|
|
NOTE: Identity Verification cannot perform a verification quiz on a person who is less than 18 years old. InstantID® Q&A does not allow you to enter a date of birth less than 18 years old on a verification form. If you do not provide the user's date of birth but Identity Verification determines from located records that the age of the user is less than 18, Identity Verification returns an Individual Not Located message. |
The following fields are searchable:
SSN
LexID®
Last Name
First Name
Middle Name or Initial
Street
City
State
Zip Code
Date of Birth
Legal Notice:
LexisNexis® InstantID® Q&A is not a consumer reporting agency as defined by the federal Fair Credit Reporting Act ("FCRA"), 15 USC 1681 et seq. Reports provided by Authentication Solutions are not consumer reports and therefore may not be used to determine eligibility for credit, employment, insurance underwriting, tenant screening or for any other purpose that is governed by the FCRA.
