Q: The LexID® says it’s an established identity but the consumer reporting agency is no longer reporting it. What does this mean?
• A: Although one of the consumer reporting agencies is no longer reporting the identity, other sources continue to report it.
Q: What is an ITIN and why is it a risk?
• A: An Individual Taxpayer Identification Number (ITIN), is a tax processing number issued by the Internal Revenue Service. It is a nine-digit number that always begins with the number 9 and has a 7 or 8 as the 4th digit. We have flagged these as a moderate risk indicator since it may or may not pose a risk.
Q: What is an enumeration at entry and why is it a risk?
• A: The Social Security Administration (SSA) issues Enumeration at Entry (EAE) Social Security Numbers for certain non-US citizens who apply for a SSN through the immigration process. These numbers will always start with the number sequence of 729 to 733.
Q: In the Primary Identity there is no Driver License number, but we have a copy of it in our customer file. Why doesn’t LexisNexis® Risk Solutions have this data?
• A: Driver License data is not available for all 50 states. Drivers License access is controlled by the DPPA permissible purpose you chose for your session when you logged in. If you click on the DPPA permissible Purpose link at the bottom of the search page, you will be taken to that screen. Click on the link “Full Definition” under the Default DPPA and use the drop down box to see which states are viewable for the purpose of your search.
Q: In the Primary Identity, there is no DOB (or SSN, Name, Address, Phone or Gender). Why not?
• A: The Primary Identity section displays the best information for your subject. To help you make stronger, better informed decisions, our LexIDSM technology has instantly searched and filtered billions of data files to provide you with the most relevant information connected to your search subject in this section of your report. If we do not have that data or if we cannot determine a best DOB (or SSN, Name, Address, Phone or Gender) based on our source information, there will be no data in this field.
Q: There is no SSN in the Primary Identity section but there are two SSNs in the Associated Data: SSNs section. Why?
• A: There are millions of identities which are associated with more than one SSN many times due to clerical errors made when public record or publicly available documents are created or when someone uses another’s SSN fraudulently. LexisNexis® Identity Report is able to determine which one is the best one for your identity most of the time. However, based on the source information of those SSNs, occasionally we were unable to determine which SSN was the best one for your subject.
Q: There are a couple of identities associated with my subject, but a consumer reporting agency is no longer reporting the SSN on those identities. That risk indicator isn’t showing up on my subject’s SSN. What does this mean?
• A: While the credit reporting agency is no longer reporting your subject’s SSN in association with the other identities, in some cases, other sources may continue to report the SSN associated with the subject.
Q: On one of my subject’s associated SSNs there
is a risk indicator that a CRA is no longer reporting the SSN to LexisNexis.
This SSN appears in the shared SSN section of another identity linked
to my subject. Why
doesn’t that risk indicator appear in this section since it is the same
SSN?
• A: The consumer reporting agency is no longer reporting that SSN in association with your subject, the SSN continues to be reported for the other identities.
Q: There is another identity that is linked to my
subject, but there is a risk indicator that the consumer reporting agency
is no longer reporting the identity to LexisNexis® Risk Solutions. Does
this mean the identity no longer exists?
• A: This risk indicator is letting you know that the consumer reporting agency is no longer reporting to LexisNexis® Risk Solutions this identity linked to your subject. You can click the link to run the LexisNexis® Identity Report on this identity to get more information on it.
Q: There are some high risk indicators coming up
for my subject. Does this mean the identity is stolen or that it is a
synthetic Identity?
• A: Not necessarily. Please consult your institution's policies and procedures for guidance on how to interpret and act on these results.